Services: Individuals/Families
Client Services & Communications
- Quarterly, Semi-Annual or Annual Reviews…depending on need
- Monthly Newsletter to keep you appraised of the most current market conditions and planning options
- Special reports on how to help reduce your tax liability & other important topics
Reretirement Income & Distribution Planning
- Analysis of your income needs now and in the future
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the best possible distribution strategy for your employer retirement plans and IRAs
- Analysis of the beneficiaries of your IRAs and how to establish an Inherited IRA
Investment Oversight
- Reviewing your investments and designing a personalized portfolio appropriate to your needs
- Year-long, periodic monitoring of your investments
- Periodic statements and meetings to review and evaluate your investment performance, update your overall financial objectives and if necessary, reallocate your portfolio as agreed upon by you
- Independent advice
Tax Reduction Planning*
- Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
- Periodic review of your tax situation and planning to incorporate tax law changes
- Complimentary consultation with your tax preparer
- Recommendations of tax solutions including tax advantaged investments
- Staying up-to-date on and presenting new tax laws that may effect your situation
Family Wealth Planning*
- Analysis of current estate plan as well as complimentary consultation with your attorney
- Assistance in transferring assets to your Living Trust or other trusts
- Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
Women and Investing
- Women live on average five to seven years longer than men, so they need to have investments that will allow their money to stretch longer.
- We help to make investing personally meaningful to you to address individual goals and create customized investment strategies aligned with your values.
- We understand your daily challenges of balancing the pressures and demands of your work and your personal life and will work with you to make investing a priority without adding additional stress to your already busy lifestyle.
*Representatives of Cambridge Investment Research. do not provide tax and legal advice. Please consult your tax advisor or attorney for such guidance.